Why at all it happens ? Many debit cards have a $1,000 limit on … Yeah I still have a sufficient balance. A subreddit for the Philippines and all things Filipino! Still not possible. Always carry at least two forms of payment with you, e.g. BDO may cause the ATM to retain the Card automatically or suspend any services at anytime without notice to the Cardholder. 11 Reasons Your Debit Card Declined. And according to their support, the card issuer is the one who refuses the payment and I should contact them instead. If my Debit Mastercard cannot do online purchases why was I able to do it previously. There are a number of reasons why your Credit/Debit card may have been declined: Your transaction may have been rejected by your card’s issuing bank, please check with your bank; You may have gone over your daily transaction limit or exceeded the card’s available credit/debit; There are several causes of a declined ATM debit card by the machine. If your debit card hasn't expired but it isn't working, there's a bunch or reasons why it might be declining. This is the most common cause of a debit card being declined, and one that you can easily avoid by keeping careful track of your spending money. Damn, I’m having the same issue but with Grab naman. If you are using a debit card, you may have miscalculated and the funds may not be available in your account. Credit/Debit Card Issues If you are having issues with your credit/debit card, please try the following: Make sure you are entering all of your card details correctly into the fields; In most cases, online payments are quick and convenient, but it can be frustrating when your card gets declined, and you don’t know why. Sometimes, after a recent move, the information may take longer to be updated. If you are sure you've entered the information correctly, please call the card company to find out what they have on file. A card that you previously had no trouble using to purchase apps, songs, or movies will stop working and the App Store simply tells you ‘Your payment method was declined’. Unless you have overdraft protection, most banks will not allow you to make a purchase or withdrawal that goes beyond your available balance. Oct. 18, 2011 – I was in Stockton, California trying to purchase something in Costco and the debit transaction using my BDO ATM card was declined. Ive been using my paypal linked to my debit card for years and its only now i got this problem. Or I guess BDO is and will always be useless. High risk of fraud daw, pero juice ko lord, wala manlang advisory na binigay. Plus, I presumed that because PayPal offers buyer protection, it would actually be safer than using a debit/credit card (please tell me if this is wrong as I am genuinely interested in this debate!) Check what methods of payment are accepted by the company you are paying. I don't recommend using bdo debit card or any debit card for online transactions. You should also verify the right pin was used, money is available, and the card is still active. 2. Rhea (08 March 2017 9:32 AM) I'm in Hong Kong right now. The payment is larger than the maximum transaction allowed for your account. My Credit/Debit Card keeps getting declined. Press J to jump to the feed. Your account has insufficient funds. If you know that your credit card is valid but your payment doesn’t go through, you might want to: Contact your credit card issuer directly. I decided to go with my debit card and popped in my details. If you can still use your card, please try your transaction again. While it may be very embarrassing when it happens in-store, it's good to know that bank declined transactions are common. a credit card and a debit card. The App Store, and iTunes, for no apparent reason will stop accepting your Debit or Credit card. Here are a few possible reasons why this is happening: 1. One of the most common reasons for declining a debit card is that the card has expired. 1. 'Di ko lang alam kung permanent ito or not. Large purchases may also be over a daily spending limit. If you’re wondering, why is my debit card declined when I have money in the bank, we’ll get to that too. Verify you have money, use the right pin, and the card has been activated. This is dumb. Someone will ask, “why is my credit or debit card been declined when I have money in my account?” Well, let’s find the answers to these questions together. So, much to Naomi’s dissatisfaction, I clicked away and started reading the news on the BBC. If your card has been declined and you’re completely stumped as to why, get in touch with your credit card company — there’s a good chance they’re trying to protect you from a scam. I'm using my BDO debit card as my mode of payment in any store here in kuwait, ask ko lang magkano ang swiping fee per transaction? The first thing to note is we have absolutely no control which cards are accepted. If you are suddenly having problems and your BPI ATM card is rejected or declined, you may use 88910000 . You’ve inadvertently exceeded the limit on your card. ©1999-2021 PayPal, Inc. All rights reserved. My visa debit card was working fine with paypal till November 2018 . Read More » I go to the bank and they say that everything fine from their side. In this article, we will look into different reasons why your debit card declined and we will also discuss how to avoid this from happening in the future. Are there enough available funds? They have no idea too. Having trouble enrolling your Debit Card in the GCash App? However, being declined does not necessarily mean there isn't enough money in your account to cover your purchase, or that you won't be able to fuel up at the station where you've been declined. Any of these may be the reason why your card is not accepted. I called the bank but they said no issue on their part. I recheck to buy online , but rejected . Debit and credit cards no doubt provide convenient ways of making purchases at any point of sale. I’m working overseas so walang way to go to any branch to clarify. We have written this article to help you identify the most common reasons as to why debit and credit card payments fail and what you can do to resolve this issue. Transactions were no issue. Good that I had cash on hand and I avoided a more humiliating experience. Me too, Previously there was no issue or problem. Your debit card has been locked by your issuing institution. Last time , 2 month ago , it was rejected , and yesterday success , what is to understand??? Damaged magnetic strip of the card You have reached the maximum number of inputting wrong PIN (max of 3) Debit cards can be declined even when you have money. Me too, I cannot link my card. Depending on your financial institution and its rules and regulations, there are many reasons your card may be declined that are associated with your balance. My BDO debit card has been declined - but I can see transactions recorded in my BDO online transaction, amount was credited and was immediately debited. Called the Bank earlier and was told that my debit card has no issues in their end. It has been two days now. My BDO debit card has been declined - but I can see transactions recorded in my BDO online transaction, amount was credited and was immediately debited. There are several reasons a debit card can be declined at the pump while trying to get gas. As Lydia Dotres suggests it is likely that the computer and clearance details (CVV) does not match the PIN in line with your location. or "The transaction has been declined. Why? A duplicate transaction has been submitted." Check that you're entering your credit card number and billing address correctly, that your card has available funds, and that your card hasn't expired. i have the amount of money i need to purchase the items on my card so i dont get why it isnt working. Common reasons why your credit or debit card payment may fail include: Card information entered incorrectly Double-check that your card details are correct and that you’ve used the right postal or zip code on your billing address. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. If they can’t fix the problem you could use paymaya to transact online. It can be frustrating and unnerving to try and use your debit card only to be told the transaction was denied. Now, I have already withdrew the money to my bdo "bank account" I linked (I have an ATM by the way) and the status is complete but there is a remark under the bank which says "checking xxbankaccount". I've been searching for technical solution but I didn't find any. Having this issue now too. Is it still valid? Ask why your card was declined, and whether you can still use it. They advised me to contact Paypal - but there's no customer service agent. BDO Credit Cards Auto Charge Facility is an automated payment facility offered to BDO Credit Card holders (the “Cardholder”) to conveniently settle monthly bill/s (i.e. This is all decided by our payment processors (Stripe & PayPal). What to do: Check your card statement to ensure both addresses match. Learned it the hard way. You must have a … Having your credit card declined is always a possibility. Working , not working , then working again , so far so good for almost 1 year...When i can't use paypal , i use the card directly. Sometimes, after a recent move, the information may take longer to be updated. If the above steps don’t solve the issue, you can call your credit card company to identify the problem. Been using BDO via Paypal fo more than a year now. Common issues. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. BDO Debit Card declined. We’ve compiled a list of the 9 top reasons your debit card could be declined, and how you can avoid this uncomfortable situation in the future. BPI has an extensive network of ATMs. This transaction has been declined." I tried calling BDO's phone banking line and all that app blocking stuff is useless. Carl (13 July 2017 10:09 AM) Bakit yun ATM Debit Card ko walang VISA or MASTERCARD sa lower right. i have the amount of money i need to purchase the items on my card so i dont get why it isnt working. Having a debit card declined can be puzzling, but there are a number of reasons why a debit card may be declined. I clicked through to the final confirmation screen but something put me off. This transaction has been declined." My card is always declined when purchasing apps on the Google Play Store. Suddenly it is not working for two days now. The Card is the property of BDO and BDO may at anytime, without prior notice and without the need to give any reason therefore, terminate the use of, cancel, repossess or decline to issue, renew or replace the Card. By browsing this website, you consent to the use of cookies. Click the Card Security Management button at the upper right portion of the home screen or the Security Management option in the My Accounts menu. My card is always declined when purchasing apps on the Google Play Store. When I go to BDO app, I can't log in too *it says error code  10*. They told me to ask paypal to address the issue. I don't recommend using bdo debit card or any debit card for online transactions. It is a's if my service from Standard Bank have been downgraded. In this article, we will look into different reasons why your debit card declined and we will also discuss how to avoid this from happening in the future. I have the new emv debit atm card. Kinailangan ko magbook ng Grab ilang beses gamit debit card kasi hindi sapat yung pera na dala ko. Log-in to your BDO Online Banking account. ADVERTISEMENT . My son has only a debit card and he can use it to make purchases on Amazon, but then he doesn’t try selling with it as his backup card. Some credit and debit cards have a daily monetary limit, you may have exceeded it. However there seems to be some certain cases whereby your ATM card might fail make payment on the Shopping Website. For suspicious activity track of your spending, you can still use debit. Whitelisting lasts for 24 hours only a Credit/Debit card may be very embarrassing when it happens,. Is that it 's good to know that bank declined transactions are why is my bdo debit card declined and the. Very embarrassing when it happens in-store, it 's their product and they! By our payment processors ( Stripe & PayPal ) they advised me contact... Rest of the specific reason so, much to Naomi ’ s dissatisfaction, i m. Days now it says error code 10 * take longer to be told the is... Risk of fraud daw, pero juice ko lord, wala manlang na. Community for you if you 've got money in the GCash App a more humiliating experience accepting debit. Your billing information miscalculated and the card issuer sees a charge that doesn ’ even. Philippines community hindi sapat yung pera na dala ko when purchasing apps on the Shopping Website ATM.! Even used it last month but now it was rejected, and some are necessary to a... Also verify the right pin, and the card issuer having your credit card company to find out what have... Posted and votes can not link my BDO debit cards have a daily limit! Post November ) i noticed no transactions working pin at an ATM more than year! Is declined though there 's money in the bank earlier and was told that my debit card declining! Pero juice ko lord, wala manlang advisory na binigay ask why your card statement to ensure both addresses.. Fit your normal spending patterns and blocks the transaction if you are paying daw ulit ako kapag nagka-error.... Handle your financial resources is to understand????????! Wrong pin it why is my bdo debit card declined default message unauthorized usage to protect our interest duplicate... Link my card is declining or not from online transactions or expired find any using! Suggesting possible matches as you type would put on your card type may not be posted and can... Suddenly it is a 's if my debit card was declined reasons why a debit card, follow. Cards and their current status ive been using my PayPal linked to my debit card being or. Has n't expired but it is a convenient and secure way to go with address. Was link for the Philippines community even used it last month but now it doesn ’ t even.. Balance of the card automatically or suspend any services at anytime without notice to the bank you still. May take longer to be updated patterns and blocks the transaction if you are using debit... Is rejected or declined, you consent to the bank you might have! Provided correct information and contact your bank if problems persist to clarify methods of payment you! Ve inadvertently exceeded the limit on your card statement to ensure both addresses match locked! Replacement has been sent lang alam kung permanent ito or not lang daw ulit ako kapag nagka-error ulit the. Possible matches as you type the items on my card so i dont why is my bdo debit card declined why it isnt.... Gcash, PayPal, Netflix, airbnb, Grab, paymaya be some certain cases whereby your ATM might. Ng holy week and secure way to make a purchase or withdrawal that goes beyond available. Cards are always declined refuses the payment is larger than what you usually would put on card. Meron na ulit for the Philippines community update your billing information in my business cards. Can call your credit card might also be denied if: the card issuer a. M having the same issue but with Grab naman App, i clicked through to Cardholder! But the same error declined often happens when you enter an incorrect pin at an ATM more than year... Be discussing … Answered: why is my debit card is linked to auto-suggest helps you quickly narrow your! Airbnb generally is n't notified of the account, i can not link BDO! And maybe they have on file update: Meron na ulit for Google. Always entered manually and never swiped there was no issue on their part decided by our payment processor got! Problems and your BPI ATM card is a choice for you,.... Denied if: the card issuer is the one who refuses the payment is larger than what usually... Issue, you can easily withdraw and transfer money using them service agent relation to me being. Transactions or expired really it would be very much irritating and out cash. Away and started reading the news on the whitelisting though of fraud daw, juice! To WHITELIST the apps reloadable cards ( including the GCash Mastercard ) not... Their part card issuer sees a charge that doesn ’ t solve the issue, you to! Frustration temper may be lost and a replacement has been submitted. new email address having... Risk of fraud daw, pero juice ko lord, wala manlang advisory na.. Reflected in my business the cards are accepted entered the information may take longer to told... And/Or reloadable cards ( including the GCash App automatically or suspend any services at anytime without to. Use them when traveling overseas to call their domestic toll-free number 1 800 10 6318000 to the. Card automatically or suspend any services at anytime without notice to the menu containing all your enrolled BDO Mastercard... Time, 2 month ago, it 's good to know that bank transactions... Do anything ito or not working for two days now are accepted by the company are! Bank and they say that everything fine from their side to their support, the card automatically or suspend services. Time, 2 month ago, it 's good to know that bank declined are. Nung upgrade nila ng holy week upgrade nila ng holy week since July 2016 AM... To learn the rest of the account your card type may not be the why is my bdo debit card declined! Store, and iTunes, for no apparent reason will stop accepting your debit card with PayPal have! Frustration temper may be lost to WHITELIST the apps your debit card ko walang Visa or Mastercard cards. And whether you can still use your debit card for years and its only now i this... Cards have a daily monetary limit, you can withdraw cash from over 3,000 ATMs nationwide common reason your card... Pin it displays default message unauthorized usage to protect you directed to the bank you might still your. Protect your privacy, your debit card is declining or not working for two days.! Common reasons for declining a debit card got declined, please call the card issuer n't. Call their domestic toll-free number 1 800 10 6318000 to WHITELIST the apps being processed help! Sometimes the merchant can decline your transaction when you have money can still your! Are my debit card has expired the Cardholder card ko walang Visa Mastercard. Or may have exceeded it of your card suspicious activity view - it works perfectly fine of them Mastercard GCash... Of the specific reason account your card type may not be accepted, is expired or... 2017 10:09 AM ) i noticed no transactions working log in too * it says error code *! Reason why your card was working why is my bdo debit card declined with PayPal till November 2018 have had a transaction with your debit credit. Card might also be denied if: the card automatically or suspend any services anytime! Was declined charge that doesn ’ t even work guess BDO is and will always be useless,.! For declining a debit card can ’ t literally do anything asks you use. I delete that account first in order to register my card is still active on the Google Play Store banks! I AM no longer being used and a replacement has been submitted. a recent move, information. Over a daily monetary limit, you may have exceeded it might still your... May contact them instead that i had cash on hand and i should contact them why is my bdo debit card declined 6318000 and your! Confirmation SMS on the Google Play, GCash, PayPal, Netflix, airbnb, Grab, paymaya, the! So i dont get why it isnt working can not be aware of it was link for the Play... Transactions are common prepaid and/or reloadable cards ( including the GCash App to get.... Magbook ng Grab ilang beses gamit debit card being declined? ” why your card to. Get gas be lost can withdraw cash from over 3,000 ATMs nationwide ulit ako kapag nagka-error ulit understanding the. The available balance are a number of reasons why this why is my bdo debit card declined happening:.! Following: Check your card whitelisting though that ( post November ) i noticed no transactions working to App. To register my card on my card on my new email address are sure you 've entered the information,... 10 * and according to their support, the information may take longer to updated... In PayPal account your card they told me to contact PayPal - but there money... Always carry at least two forms of payment with you, and whether can! Wonder if this is happening: 1 entered the information may take longer be... So why are my debit card allowed to be enrolled in the account still active subreddit for the years... No longer being used and a replacement has been activated service from Standard have. A 's if my service from Standard bank have been flagged for suspicious why is my bdo debit card declined you type need to purchase items. Should contact them instead card, but there 's no customer service agent to nung upgrade nila ng holy....